TellerScore

Sei Federal Credit Union is a federal credit union headquartered in Pocatello, Idaho, in business for about 91 years. At the end of Q2 2026 it reported $33.4M in total assets and $30.6M in member shares and deposits, with 1 office.

Sei Federal Credit Union has a TellerScore of 51 out of 100 (below average) based on Q2 2026 data — higher than only 10% of its 2,479 credit unions with under $100 million in assets. Among 26 credit unions headquartered in Idaho, it ranks 23rd. Loan quality contributes the most (77/100, 0.68%); earnings contributes the least (23/100, 0.06%).

TellerScore · Q2 2026

Scorecard

Capital cushion33/100
Net worth ratio: 8.26%
Loan quality77/100
Loans 60+ days delinquent ÷ total loans: 0.68%
Earnings23/100
Return on assets (annualized): 0.06%
Funding & liquidity66/100
Loans ÷ shares: 94.2% · 1.9% uninsured
Problem-loan coverage69/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 15.57%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 11 points (40 → 51), mostly because the loan quality component improved by 56 points.

TellerScore
324252Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202452
Q3 202452
Q4 202442
Q1 202532
Q2 202540
Q3 202552
Q4 202540
Q1 202638
Q2 202651
Net worth ratio
7.00%8.01%9.03%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.92%
Q3 20249.03%
Q4 20248.67%
Q1 20258.69%
Q2 20258.85%
Q3 20258.88%
Q4 20258.19%
Q1 20268.15%
Q2 20268.26%
Delinquent loans (60+ days)
0.68%2.11%3.55%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.76%
Q3 20240.82%
Q4 20241.44%
Q1 20253.55%
Q2 20252.37%
Q3 20251.05%
Q4 20251.55%
Q1 20261.92%
Q2 20260.68%
Return on assets
-0.17%0.28%0.74%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.26%
Q3 20240.27%
Q4 20240.01%
Q1 20250.74%
Q2 20250.63%
Q3 20250.45%
Q4 2025-0.17%
Q1 2026-0.03%
Q2 20260.06%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202651$33.4M8.26%0.68%0.06%94.2%
Q1 202638$33.7M8.15%1.92%-0.03%91.6%
Q4 202540$33.5M8.19%1.55%-0.17%92.4%
Q3 202552$32.9M8.88%1.05%0.45%95.4%
Q2 202540$32.9M8.85%2.37%0.63%96.5%
Q1 202532$33.0M8.69%3.55%0.74%94.6%
Q4 202442$32.4M8.67%1.44%0.01%100.8%
Q3 202452$31.8M9.03%0.82%0.27%97.1%
Q2 202452$31.9M8.92%0.76%0.26%99.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.26%
5th
Problem loans0.68%
51st
Net charge-offs1.22%
11th
Return on assets0.06%
22nd
Loans to deposits94.2%
6th
Uninsured deposits1.9%
46th
Loan-loss reserves0.00%
37th
Texas ratio15.6%
7th

Similar-size credit unions in Idaho

InstitutionScoreAssetsCapitalProblem loansCompare
St Joe Valley Credit UnionCredit union St Maries, ID80 out of 100, Strong$14.0M11.6%0.59%vs
Snake River Federal Credit UnionCredit union Twin Falls, ID82 out of 100, Strong$12.0M15.4%0.15%vs
Boise Fire Department Credit UnionCredit union Boise, ID62 out of 100, Moderate$8.6M16.6%1.93%vs
Simplot Credit UnionCredit union Pocatello, ID86 out of 100, Very strong$59.0M21.9%0.30%vs
Members Preferred Credit UnionCredit union Idaho Falls, ID87 out of 100, Very strong$62.9M20.7%1.01%vs
Mini-Cassia Empl. Credit UnionCredit union Burley, ID59 out of 100, Moderate$574K15.4%2.42%vs

Deposit insurance

Is my money safe at Sei Federal Credit Union?

Yes. Sei Federal Credit Union is a federally insured credit union (NCUA charter #517). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 1.9% of shares and deposits ($577K) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 8.26%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Sei Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Sei Federal Credit Union
Type
Federal credit union
NCUA charter #
517
RSSD ID
119377
Primary regulator
NCUA
Established
1935
Headquarters
Po Box 1466, Pocatello, ID 83204
Employees
11

Quick answers

Sei Federal Credit Union: common questions

Is Sei Federal Credit Union NCUA insured?

Yes. Sei Federal Credit Union is a federally insured credit union (NCUA charter #517). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Sei Federal Credit Union's TellerScore?

51 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Sei Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Pocatello

InstitutionScoreAssetsCapitalProblem loansCompare
Simplot Credit UnionCredit union Pocatello, ID86 out of 100, Very strong$59.0M21.9%0.30%vs
The Bank of CommerceBank Ammon, ID78 out of 100, Strong$2.3B15.7%1.35%vs
Rails West Federal Credit UnionCredit union Pocatello, ID77 out of 100, Strong$80.6M11.2%0.26%vs
D. L. Evans BankBank Burley, ID76 out of 100, Strong$3.7B10.4%0.26%vs
Glacier BankBank Kalispell, MT68 out of 100, Moderate$31.6B10.1%0.42%vs
Zions Bancorporation, N.A.Bank Salt Lake City, UT67 out of 100, Moderate$89.0B9.4%0.47%vs