Side-by-side · Q2 2026 data
Select Bank vs Beacon Credit Union, Incorporated
Metric by metric
| Measure | Select Bank | Beacon Credit Union, Incorporated |
|---|---|---|
| TellerScore | 59 | 74 (stronger) |
| Capital cushion | 45 | 66 (stronger) |
| Loan quality | 65 | 92 (stronger) |
| Earnings | 69 (stronger) | 63 |
| Funding & liquidity | 48 | 60 (stronger) |
| Problem-loan coverage | 79 | 94 (stronger) |
| Peer percentile | 17th | 63rd |
| Total assets | $524.4M | $391.6M |
| Deposits / shares | $448.4M | $342.0M |
| Capital ratio | 9.54% | 11.60% (stronger) |
| Problem loans | 1.06% | 0.24% (stronger) |
| Net charge-offs | -0.00% (stronger) | 0.29% |
| Return on assets | 1.22% (stronger) | 1.08% |
| Loans ÷ deposits | 101.7% | 99.8% (stronger) |
| Uninsured deposits | 24.4% | 2.5% (stronger) |
| Offices | 6 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.9% | — |
Beacon Credit Union, Incorporated has the higher TellerScore (74 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Select Bank leads on 2 and Beacon Credit Union, Incorporated on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.