Side-by-side · Q2 2026 data
Select Employees Credit Union vs Advantage One Credit Union
Credit union
Select Employees Credit Union
Sterling, Illinois · Under $100 million in assets
Metric by metric
| Measure | Select Employees Credit Union | Advantage One Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 76 |
| Capital cushion | 76 (stronger) | 68 |
| Loan quality | 91 | 93 (stronger) |
| Earnings | 82 (stronger) | 45 |
| Funding & liquidity | 92 | 92 |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 80th | 54th |
| Total assets | $78.6M | $23.5M |
| Deposits / shares | $68.4M | $20.6M |
| Capital ratio | 12.63% (stronger) | 11.84% |
| Problem loans | 0.26% | 0.22% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.44% |
| Return on assets | 1.55% (stronger) | 0.63% |
| Loans ÷ deposits | 68.2% (stronger) | 68.7% |
| Uninsured deposits | 3.9% | 1.2% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Select Employees Credit Union has the higher TellerScore (86 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Select Employees Credit Union leads on 5 and Advantage One Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.