Side-by-side · Q2 2026 data
Select Federal Credit Union vs Baptist Credit Union
Metric by metric
| Measure | Select Federal Credit Union | Baptist Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 37 |
| Loan quality | 72 | 95 (stronger) |
| Earnings | 0 | 31 (stronger) |
| Funding & liquidity | 86 (stronger) | 79 |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 40th | 26th |
| Total assets | $57.7M | $54.7M |
| Deposits / shares | $48.1M | $49.7M |
| Capital ratio | 15.08% (stronger) | 8.72% |
| Problem loans | 0.83% | 0.15% (stronger) |
| Net charge-offs | 0.78% | 0.24% (stronger) |
| Return on assets | -1.67% | 0.28% (stronger) |
| Loans ÷ deposits | 74.1% (stronger) | 81.7% |
| Uninsured deposits | 1.4% | 0.0% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Select Federal Credit Union has the higher TellerScore (70 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Select Federal Credit Union leads on 3 and Baptist Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.