Side-by-side · Q2 2026 data
Select Federal Credit Union vs Big Spring Education Employees Federal Credit Union
Credit union
Big Spring Education Employees Federal Credit Union
Big Spring, Texas · Under $100 million in assets
Metric by metric
| Measure | Select Federal Credit Union | Big Spring Education Employees Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 99 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 72 | 96 (stronger) |
| Earnings | 0 | 100 (stronger) |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 93 | 99 (stronger) |
| Peer percentile | 40th | 99th |
| Total assets | $57.7M | $55.3M |
| Deposits / shares | $48.1M | $44.9M |
| Capital ratio | 15.08% | 18.56% (stronger) |
| Problem loans | 0.83% | 0.13% (stronger) |
| Net charge-offs | 0.78% | -0.08% (stronger) |
| Return on assets | -1.67% | 2.72% (stronger) |
| Loans ÷ deposits | 74.1% | 47.1% (stronger) |
| Uninsured deposits | 1.4% (stronger) | 6.9% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Big Spring Education Employees Federal Credit Union has the higher TellerScore (99 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Select Federal Credit Union leads on 1 and Big Spring Education Employees Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.