Side-by-side · Q2 2026 data
Select Federal Credit Union vs Lifetime Federal Credit Union
Metric by metric
| Measure | Select Federal Credit Union | Lifetime Federal Credit Union |
|---|---|---|
| TellerScore | 70 (stronger) | 69 |
| Capital cushion | 100 | 100 |
| Loan quality | 72 (stronger) | 36 |
| Earnings | 0 | 28 (stronger) |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 93 (stronger) | 90 |
| Peer percentile | 40th | 38th |
| Total assets | $57.7M | $55.2M |
| Deposits / shares | $48.1M | $45.0M |
| Capital ratio | 15.08% | 18.45% (stronger) |
| Problem loans | 0.83% (stronger) | 1.91% |
| Net charge-offs | 0.78% (stronger) | 0.88% |
| Return on assets | -1.67% | 0.20% (stronger) |
| Loans ÷ deposits | 74.1% | 57.6% (stronger) |
| Uninsured deposits | 1.4% (stronger) | 4.5% |
| Offices | 4 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Select Federal Credit Union has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Select Federal Credit Union leads on 4 and Lifetime Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.