Side-by-side · Q2 2026 data
Select Federal Credit Union vs My Credit Union
Metric by metric
| Measure | Select Federal Credit Union | My Credit Union |
|---|---|---|
| TellerScore | 70 | 74 (stronger) |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 72 (stronger) | 66 |
| Earnings | 0 | 51 (stronger) |
| Funding & liquidity | 86 | 100 (stronger) |
| Problem-loan coverage | 93 (stronger) | 92 |
| Peer percentile | 40th | 49th |
| Total assets | $57.7M | $58.2M |
| Deposits / shares | $48.1M | $50.4M |
| Capital ratio | 15.08% (stronger) | 12.78% |
| Problem loans | 0.83% (stronger) | 1.02% |
| Net charge-offs | 0.78% | 0.08% (stronger) |
| Return on assets | -1.67% | 0.76% (stronger) |
| Loans ÷ deposits | 74.1% | 58.1% (stronger) |
| Uninsured deposits | 1.4% | 1.1% (stronger) |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
My Credit Union has the higher TellerScore (74 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Select Federal Credit Union leads on 2 and My Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.