Side-by-side · Q2 2026 data
Self-Help Federal Credit Union vs Summit Credit Union
Metric by metric
| Measure | Self-Help Federal Credit Union | Summit Credit Union |
|---|---|---|
| TellerScore | 73 | 82 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 66 | 76 (stronger) |
| Earnings | 35 | 56 (stronger) |
| Funding & liquidity | 70 | 82 (stronger) |
| Problem-loan coverage | 94 | 94 |
| Peer percentile | 70th | 82nd |
| Total assets | $2.4B | $368.8M |
| Deposits / shares | $1.8B | $298.4M |
| Capital ratio | 25.18% (stronger) | 15.44% |
| Problem loans | 1.01% | 0.71% (stronger) |
| Net charge-offs | 0.17% (stronger) | 1.22% |
| Return on assets | 0.37% | 0.91% (stronger) |
| Loans ÷ deposits | 90.7% | 78.3% (stronger) |
| Uninsured deposits | 10.9% (stronger) | 11.0% |
| Offices | 17 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.4% | — |
Summit Credit Union has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Self-Help Federal Credit Union leads on 3 and Summit Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.