Side-by-side · Q2 2026 data
Self Reliance Financial Federal Credit Union vs Beginnings Credit Union
Credit union
Self Reliance Financial Federal Credit Union
New York, New York · $1 billion – $10 billion
Metric by metric
| Measure | Self Reliance Financial Federal Credit Union | Beginnings Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 77 |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 79 (stronger) | 77 |
| Earnings | 41 | 49 (stronger) |
| Funding & liquidity | 78 | 78 |
| Problem-loan coverage | 95 (stronger) | 93 |
| Peer percentile | 86th | 82nd |
| Total assets | $2.0B | $1.5B |
| Deposits / shares | $1.7B | $1.3B |
| Capital ratio | 17.16% (stronger) | 14.01% |
| Problem loans | 0.63% (stronger) | 0.69% |
| Net charge-offs | 0.01% (stronger) | 0.39% |
| Return on assets | 0.52% | 0.73% (stronger) |
| Loans ÷ deposits | 81.4% (stronger) | 82.3% |
| Uninsured deposits | 16.1% | 9.2% (stronger) |
| Offices | 10 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Self Reliance Financial Federal Credit Union has the higher TellerScore (79 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Self Reliance Financial Federal Credit Union leads on 5 and Beginnings Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.