Side-by-side · Q2 2026 data
Seminole Public Schools Federal Credit Union vs Port of Houston Credit Union
Credit union
Seminole Public Schools Federal Credit Union
Seminole, Texas · Under $100 million in assets
Metric by metric
| Measure | Seminole Public Schools Federal Credit Union | Port of Houston Credit Union |
|---|---|---|
| TellerScore | 58 | 59 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 0 |
| Earnings | 21 | 67 (stronger) |
| Funding & liquidity | 100 (stronger) | 52 |
| Problem-loan coverage | 87 (stronger) | 77 |
| Peer percentile | 19th | 20th |
| Total assets | $7.4M | $7.9M |
| Deposits / shares | $5.7M | $5.0M |
| Capital ratio | 22.26% | 32.94% (stronger) |
| Problem loans | 4.37% (stronger) | 5.55% |
| Net charge-offs | 0.17% | 0.00% (stronger) |
| Return on assets | 0.02% | 1.19% (stronger) |
| Loans ÷ deposits | 44.1% (stronger) | 108.0% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Port of Houston Credit Union has the higher TellerScore (59 vs 58). On the 6 directional measures above (where higher or lower is clearly better), Seminole Public Schools Federal Credit Union leads on 2 and Port of Houston Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.