Side-by-side · Q2 2026 data
Seneca Savings Bank, National Association vs Compass Federal Credit Union
Bank
Seneca Savings Bank, National Association
Baldwinsville, New York · $100 million – $1 billion
Metric by metric
| Measure | Seneca Savings Bank, National Association | Compass Federal Credit Union |
|---|---|---|
| TellerScore | 51 | 89 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 63 | 85 (stronger) |
| Earnings | 28 | 69 (stronger) |
| Funding & liquidity | 46 | 97 (stronger) |
| Problem-loan coverage | 82 | 95 (stronger) |
| Peer percentile | 8th | 94th |
| Total assets | $312.5M | $101.5M |
| Deposits / shares | $246.6M | $85.0M |
| Capital ratio | 9.84% | 15.28% (stronger) |
| Problem loans | 1.12% | 0.46% (stronger) |
| Net charge-offs | 0.14% (stronger) | 0.46% |
| Return on assets | 0.19% | 1.22% (stronger) |
| Loans ÷ deposits | 96.0% | 62.8% (stronger) |
| Uninsured deposits | 31.0% | 7.3% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.7% | 0.0% |
Compass Federal Credit Union has the higher TellerScore (89 vs 51). On the 7 directional measures above (where higher or lower is clearly better), Seneca Savings Bank, National Association leads on 1 and Compass Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.