Side-by-side · Q2 2026 data
Sentinel Federal Credit Union vs Rushmore Electric Federal Credit Union
Credit union
Sentinel Federal Credit Union
Box Elder, South Dakota · $100 million – $1 billion
Credit union
Rushmore Electric Federal Credit Union
Rapid City, South Dakota · Under $100 million in assets
Metric by metric
| Measure | Sentinel Federal Credit Union | Rushmore Electric Federal Credit Union |
|---|---|---|
| TellerScore | 67 | 72 (stronger) |
| Capital cushion | 58 (stronger) | 50 |
| Loan quality | 76 | 83 (stronger) |
| Earnings | 45 | 56 (stronger) |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 91 | 97 (stronger) |
| Peer percentile | 41st | 44th |
| Total assets | $199.3M | $29.3M |
| Deposits / shares | $176.3M | $26.2M |
| Capital ratio | 10.83% (stronger) | 10.00% |
| Problem loans | 0.71% | 0.50% (stronger) |
| Net charge-offs | 0.30% | 0.00% (stronger) |
| Return on assets | 0.62% | 0.90% (stronger) |
| Loans ÷ deposits | 76.4% | 28.4% (stronger) |
| Uninsured deposits | 5.8% (stronger) | 13.0% |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.7% | — |
Rushmore Electric Federal Credit Union has the higher TellerScore (72 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Sentinel Federal Credit Union leads on 2 and Rushmore Electric Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.