Side-by-side · Q2 2026 data
Servbank, National Association vs Providence Bank & Trust
Metric by metric
| Measure | Servbank, National Association | Providence Bank & Trust |
|---|---|---|
| TellerScore | 76 | 81 (stronger) |
| Capital cushion | 68 (stronger) | 65 |
| Loan quality | 80 | 100 (stronger) |
| Earnings | 100 (stronger) | 85 |
| Funding & liquidity | 39 | 64 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 80th | 91st |
| Total assets | $1.7B | $1.6B |
| Deposits / shares | $1.2B | $1.3B |
| Capital ratio | 11.81% (stronger) | 11.50% |
| Problem loans | 0.59% | 0.01% (stronger) |
| Net charge-offs | -0.04% (stronger) | -0.00% |
| Return on assets | 2.21% (stronger) | 1.64% |
| Loans ÷ deposits | 86.8% | 79.5% (stronger) |
| Uninsured deposits | 46.2% | 30.1% (stronger) |
| Offices | 8 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 90.1% | — |
Providence Bank & Trust has the higher TellerScore (81 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Servbank, National Association leads on 3 and Providence Bank & Trust on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.