Side-by-side · Q2 2026 data
Service 1 Federal Credit Union vs Joplin Metro Credit Union
Metric by metric
| Measure | Service 1 Federal Credit Union | Joplin Metro Credit Union |
|---|---|---|
| TellerScore | 89 | 89 |
| Capital cushion | 100 | 100 |
| Loan quality | 86 (stronger) | 74 |
| Earnings | 83 | 100 (stronger) |
| Funding & liquidity | 73 (stronger) | 72 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 94th | 87th |
| Total assets | $198.5M | $57.8M |
| Deposits / shares | $160.8M | $47.3M |
| Capital ratio | 18.56% (stronger) | 17.73% |
| Problem loans | 0.42% (stronger) | 0.78% |
| Net charge-offs | 0.52% | 0.25% (stronger) |
| Return on assets | 1.58% | 2.06% (stronger) |
| Loans ÷ deposits | 87.3% (stronger) | 88.5% |
| Uninsured deposits | 4.3% | 0.7% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Service 1 Federal Credit Union leads on 3 and Joplin Metro Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.