Side-by-side · Q2 2026 data
Service 1 Federal Credit Union vs Tri-Cities Credit Union
Metric by metric
| Measure | Service 1 Federal Credit Union | Tri-Cities Credit Union |
|---|---|---|
| TellerScore | 89 (stronger) | 86 |
| Capital cushion | 100 (stronger) | 89 |
| Loan quality | 86 | 98 (stronger) |
| Earnings | 83 (stronger) | 58 |
| Funding & liquidity | 73 | 89 (stronger) |
| Problem-loan coverage | 97 | 100 (stronger) |
| Peer percentile | 94th | 80th |
| Total assets | $198.5M | $51.3M |
| Deposits / shares | $160.8M | $43.7M |
| Capital ratio | 18.56% (stronger) | 13.92% |
| Problem loans | 0.42% | 0.05% (stronger) |
| Net charge-offs | 0.52% | 0.13% (stronger) |
| Return on assets | 1.58% (stronger) | 0.96% |
| Loans ÷ deposits | 87.3% | 71.4% (stronger) |
| Uninsured deposits | 4.3% (stronger) | 5.5% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Service 1 Federal Credit Union has the higher TellerScore (89 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Service 1 Federal Credit Union leads on 4 and Tri-Cities Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.