Side-by-side · Q2 2026 data
Service 1st Federal Credit Union vs Armco Credit Union
Credit union
Service 1st Federal Credit Union
Danville, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | Service 1st Federal Credit Union | Armco Credit Union |
|---|---|---|
| TellerScore | 71 | 79 (stronger) |
| Capital cushion | 61 | 87 (stronger) |
| Loan quality | 84 (stronger) | 82 |
| Earnings | 64 (stronger) | 58 |
| Funding & liquidity | 62 | 78 (stronger) |
| Problem-loan coverage | 92 | 94 (stronger) |
| Peer percentile | 54th | 76th |
| Total assets | $837.1M | $719.5M |
| Deposits / shares | $745.4M | $622.4M |
| Capital ratio | 11.10% | 13.66% (stronger) |
| Problem loans | 0.49% (stronger) | 0.55% |
| Net charge-offs | 0.46% | 0.07% (stronger) |
| Return on assets | 1.10% (stronger) | 0.96% |
| Loans ÷ deposits | 98.3% | 82.5% (stronger) |
| Uninsured deposits | 13.1% | 3.7% (stronger) |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 11.3% |
Armco Credit Union has the higher TellerScore (79 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Service 1st Federal Credit Union leads on 2 and Armco Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.