Side-by-side · Q2 2026 data
Service Credit Union vs Capital Credit Union
Metric by metric
| Measure | Service Credit Union | Capital Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 69 |
| Capital cushion | 100 (stronger) | 73 |
| Loan quality | 99 (stronger) | 70 |
| Earnings | 46 | 61 (stronger) |
| Funding & liquidity | 65 (stronger) | 60 |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 75th | 54th |
| Total assets | $13.3M | $2.8B |
| Deposits / shares | $10.3M | $2.4B |
| Capital ratio | 22.11% (stronger) | 12.34% |
| Problem loans | 0.03% (stronger) | 0.90% |
| Net charge-offs | -0.00% (stronger) | 0.86% |
| Return on assets | 0.64% | 1.01% (stronger) |
| Loans ÷ deposits | 95.3% (stronger) | 100.2% |
| Uninsured deposits | 2.9% (stronger) | 10.7% |
| Offices | 1 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Service Credit Union has the higher TellerScore (84 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Service Credit Union leads on 6 and Capital Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.