TellerScore

Capital Credit Union is a federally insured state-chartered credit union headquartered in Green Bay, Wisconsin, in business for about 92 years. At the end of Q2 2026 it reported $2.8B in total assets and $2.4B in member shares and deposits, with 20 offices.

Capital Credit Union has a TellerScore of 69 out of 100 (moderate) based on Q2 2026 data — higher than 54% of its 454 credit unions with $1 billion – $10 billion. Among 98 credit unions headquartered in Wisconsin, it ranks 62nd. Problem-loan coverage contributes the most (87/100, 6.3%); funding & liquidity contributes the least (60/100, 100% loans-to-deposits, 11% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion73/100
Net worth ratio: 12.34%
Loan quality70/100
Loans 60+ days delinquent ÷ total loans: 0.90%
Earnings61/100
Return on assets (annualized): 1.01%
Funding & liquidity60/100
Loans ÷ shares: 100.2% · 10.7% uninsured
Problem-loan coverage87/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.32%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (65 → 69), mostly because the capital cushion component improved by 7 points.

TellerScore
626669Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202464
Q3 202462
Q4 202464
Q1 202564
Q2 202565
Q3 202566
Q4 202567
Q1 202669
Q2 202669
Net worth ratio
7.00%9.67%12.34%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202411.83%
Q3 202411.85%
Q4 202411.78%
Q1 202511.61%
Q2 202511.64%
Q3 202511.86%
Q4 202511.86%
Q1 202611.85%
Q2 202612.34%
Delinquent loans (60+ days)
0.77%0.99%1.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20241.08%
Q3 20241.22%
Q4 20241.13%
Q1 20250.99%
Q2 20250.99%
Q3 20251.05%
Q4 20251.01%
Q1 20260.77%
Q2 20260.90%
Return on assets
0.72%0.87%1.01%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.81%
Q3 20240.72%
Q4 20240.83%
Q1 20250.73%
Q2 20250.91%
Q3 20251.00%
Q4 20251.00%
Q1 20260.98%
Q2 20261.01%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202669$2.8B12.34%0.90%1.01%100.2%
Q1 202669$2.8B11.85%0.77%0.98%99.0%
Q4 202567$2.8B11.86%1.01%1.00%102.0%
Q3 202566$2.7B11.86%1.05%1.00%103.7%
Q2 202565$2.7B11.64%0.99%0.91%102.8%
Q1 202564$2.7B11.61%0.99%0.73%99.9%
Q4 202464$2.6B11.78%1.13%0.83%102.1%
Q3 202462$2.5B11.85%1.22%0.72%103.1%
Q2 202464$2.5B11.83%1.08%0.81%102.8%

454 peers · $1 billion – $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio12.34%
72nd
Problem loans0.90%
32nd
Net charge-offs0.86%
20th
Return on assets1.01%
69th
Loans to deposits100.2%
14th
Uninsured deposits10.7%
36th
Loan-loss reserves0.00%
50th
Texas ratio6.3%
35th

Similar-size credit unions in Wisconsin

InstitutionScoreAssetsCapitalProblem loansCompare
Altra Federal Credit UnionCredit union Onalaska, WI78 out of 100, Strong$3.1B12.7%0.46%vs
Westconsin Credit UnionCredit union Menomonie, WI78 out of 100, Strong$2.2B12.9%0.64%vs
Fox Communities Credit UnionCredit union Appleton, WI73 out of 100, Strong$3.4B10.9%0.29%vs
Educators Credit UnionCredit union Racine, WI81 out of 100, Strong$4.0B13.9%0.97%vs
Verve, a Credit UnionCredit union Oshkosh, WI65 out of 100, Moderate$1.6B9.8%0.38%vs
Connexus Credit UnionCredit union Wausau, WI37 out of 100, Low$4.1B7.4%1.89%vs

Deposit insurance

Is my money safe at Capital Credit Union?

Yes. Capital Credit Union is a federally insured credit union (NCUA charter #66865). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 10.7% of shares and deposits ($252.9M) are above the $250,000 NCUA insurance limit, close to the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 12.34%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

20 locations

Branches

Capital Credit Union lists 20 offices in 11 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Capital Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
66865
RSSD ID
721994
Primary regulator
State + NCUA
Established
1934
Headquarters
PO Box 2526, Green Bay, WI 54306
Employees
499

Quick answers

Capital Credit Union: common questions

Is Capital Credit Union NCUA insured?

Yes. Capital Credit Union is a federally insured credit union (NCUA charter #66865). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Capital Credit Union's TellerScore?

69 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Capital Credit Union have?

20 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Green Bay

InstitutionScoreAssetsCapitalProblem loansCompare
Thrivent Trust CompanyBank Appleton, WI93 out of 100, Very strong$15.5M82.7%0.00%vs
Bonduel State BankBank Bonduel, WI89 out of 100, Very strong$132.1M14.0%0.01%vs
Service Credit UnionCredit union Green Bay, WI84 out of 100, Strong$13.3M22.1%0.03%vs
North Shore BankBank Brookfield, WI84 out of 100, Strong$2.6B14.4%0.10%vs
Community First Credit UnionCredit union Appleton, WI84 out of 100, Strong$6.8B12.8%0.14%vs
American National Bank - Fox CitiesBank Appleton, WI84 out of 100, Strong$432.6M13.6%0.00%vs