Side-by-side · Q2 2026 data
Service Credit Union vs Community First Credit Union
Metric by metric
| Measure | Service Credit Union | Community First Credit Union |
|---|---|---|
| TellerScore | 84 | 84 |
| Capital cushion | 100 (stronger) | 78 |
| Loan quality | 99 (stronger) | 95 |
| Earnings | 46 | 79 (stronger) |
| Funding & liquidity | 65 | 73 (stronger) |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 75th | 93rd |
| Total assets | $13.3M | $6.8B |
| Deposits / shares | $10.3M | $5.9B |
| Capital ratio | 22.11% (stronger) | 12.85% |
| Problem loans | 0.03% (stronger) | 0.14% |
| Net charge-offs | -0.00% (stronger) | 0.10% |
| Return on assets | 0.64% | 1.49% (stronger) |
| Loans ÷ deposits | 95.3% | 86.4% (stronger) |
| Uninsured deposits | 2.9% (stronger) | 16.1% |
| Offices | 1 | 18 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Service Credit Union leads on 4 and Community First Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.