Side-by-side · Q2 2026 data
Service Credit Union vs M.E. Employees Credit Union
Metric by metric
| Measure | Service Credit Union | M.E. Employees Credit Union |
|---|---|---|
| TellerScore | 84 (stronger) | 62 |
| Capital cushion | 100 (stronger) | 48 |
| Loan quality | 99 (stronger) | 86 |
| Earnings | 46 (stronger) | 43 |
| Funding & liquidity | 65 (stronger) | 63 |
| Problem-loan coverage | 100 (stronger) | 83 |
| Peer percentile | 75th | 24th |
| Total assets | $13.3M | $19.0M |
| Deposits / shares | $10.3M | $17.1M |
| Capital ratio | 22.11% (stronger) | 9.80% |
| Problem loans | 0.03% (stronger) | 0.42% |
| Net charge-offs | -0.00% (stronger) | 0.21% |
| Return on assets | 0.64% (stronger) | 0.58% |
| Loans ÷ deposits | 95.3% (stronger) | 97.4% |
| Uninsured deposits | 2.9% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Service Credit Union has the higher TellerScore (84 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Service Credit Union leads on 6 and M.E. Employees Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.