Side-by-side · Q2 2026 data
Service One Credit Union vs Autotruck Financial Credit Union
Credit union
Service One Credit Union
Bowling Green, Kentucky · $100 million – $1 billion
Metric by metric
| Measure | Service One Credit Union | Autotruck Financial Credit Union |
|---|---|---|
| TellerScore | 53 | 72 (stronger) |
| Capital cushion | 45 | 81 (stronger) |
| Loan quality | 53 | 59 (stronger) |
| Earnings | 36 | 44 (stronger) |
| Funding & liquidity | 77 | 100 (stronger) |
| Problem-loan coverage | 78 | 91 (stronger) |
| Peer percentile | 9th | 57th |
| Total assets | $269.1M | $220.4M |
| Deposits / shares | $242.9M | $189.6M |
| Capital ratio | 9.51% | 13.05% (stronger) |
| Problem loans | 1.40% | 1.22% (stronger) |
| Net charge-offs | 0.21% (stronger) | 0.41% |
| Return on assets | 0.41% | 0.59% (stronger) |
| Loans ÷ deposits | 83.5% | 45.2% (stronger) |
| Uninsured deposits | 5.3% | 4.6% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.5% | 42.9% |
Autotruck Financial Credit Union has the higher TellerScore (72 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Service One Credit Union leads on 1 and Autotruck Financial Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.