Side-by-side · Q2 2026 data
Services Credit Union vs Earthmover Credit Union
Metric by metric
| Measure | Services Credit Union | Earthmover Credit Union |
|---|---|---|
| TellerScore | 80 | 87 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 23 | 75 (stronger) |
| Earnings | 97 (stronger) | 72 |
| Funding & liquidity | 100 (stronger) | 92 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 65th | 91st |
| Total assets | $407K | $471.7M |
| Deposits / shares | $113K | $385.6M |
| Capital ratio | 69.22% (stronger) | 19.34% |
| Problem loans | 2.32% | 0.75% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.34% |
| Return on assets | 1.93% (stronger) | 1.30% |
| Loans ÷ deposits | 23.6% (stronger) | 68.1% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Earthmover Credit Union has the higher TellerScore (87 vs 80). On the 6 directional measures above (where higher or lower is clearly better), Services Credit Union leads on 4 and Earthmover Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.