Side-by-side · Q2 2026 data
Servu Federal Credit Union vs High Point Federal Credit Union
Metric by metric
| Measure | Servu Federal Credit Union | High Point Federal Credit Union |
|---|---|---|
| TellerScore | 86 | 87 (stronger) |
| Capital cushion | 98 (stronger) | 93 |
| Loan quality | 84 (stronger) | 78 |
| Earnings | 76 | 76 |
| Funding & liquidity | 74 | 98 (stronger) |
| Problem-loan coverage | 95 | 95 |
| Peer percentile | 89th | 91st |
| Total assets | $529.2M | $430.1M |
| Deposits / shares | $446.1M | $371.9M |
| Capital ratio | 14.83% (stronger) | 14.30% |
| Problem loans | 0.47% (stronger) | 0.67% |
| Net charge-offs | 0.20% | 0.16% (stronger) |
| Return on assets | 1.40% (stronger) | 1.39% |
| Loans ÷ deposits | 86.1% | 62.7% (stronger) |
| Uninsured deposits | 3.6% (stronger) | 7.2% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.8% | — |
High Point Federal Credit Union has the higher TellerScore (87 vs 86). On the 7 directional measures above (where higher or lower is clearly better), Servu Federal Credit Union leads on 4 and High Point Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.