Side-by-side · Q2 2026 data
Settlers Federal Credit Union vs Detour Drummond Community Credit Union
Credit union
Settlers Federal Credit Union
Bruce Crossing, Michigan · Under $100 million in assets
Credit union
Detour Drummond Community Credit Union
Drummond Island, Michigan · Under $100 million in assets
Metric by metric
| Measure | Settlers Federal Credit Union | Detour Drummond Community Credit Union |
|---|---|---|
| TellerScore | 92 (stronger) | 79 |
| Capital cushion | 100 | 100 |
| Loan quality | 74 (stronger) | 47 |
| Earnings | 100 (stronger) | 67 |
| Funding & liquidity | 94 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 92nd | 62nd |
| Total assets | $37.8M | $38.5M |
| Deposits / shares | $30.2M | $31.5M |
| Capital ratio | 19.67% (stronger) | 18.05% |
| Problem loans | 0.79% (stronger) | 1.59% |
| Net charge-offs | -0.63% (stronger) | 0.20% |
| Return on assets | 2.24% (stronger) | 1.17% |
| Loans ÷ deposits | 66.4% | 55.4% (stronger) |
| Uninsured deposits | 2.5% (stronger) | 4.5% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Settlers Federal Credit Union has the higher TellerScore (92 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Settlers Federal Credit Union leads on 6 and Detour Drummond Community Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.