TellerScore

Headquartered in Drummond Island, Michigan, Detour Drummond Community Credit Union is a federally insured state-chartered credit union with $38.5M in total assets and $31.5M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1960.

Detour Drummond Community Credit Union has a TellerScore of 79 out of 100 (strong) based on Q2 2026 data — higher than 62% of its 2,479 credit unions with under $100 million in assets. Among 169 credit unions headquartered in Michigan, it ranks 51st. Capital cushion contributes the most (100/100, 18.05%); loan quality contributes the least (47/100, 1.59%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 18.05%
Loan quality47/100
Loans 60+ days delinquent ÷ total loans: 1.59%
Earnings67/100
Return on assets (annualized): 1.17%
Funding & liquidity100/100
Loans ÷ shares: 55.4% · 4.5% uninsured
Problem-loan coverage92/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 4.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 10 points (89 → 79), mostly because the loan quality component weakened by 48 points.

TellerScore
798591Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202490
Q3 202490
Q4 202488
Q1 202590
Q2 202589
Q3 202588
Q4 202585
Q1 202691
Q2 202679
Net worth ratio
7.00%12.53%18.05%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202417.45%
Q3 202417.06%
Q4 202417.48%
Q1 202517.87%
Q2 202517.52%
Q3 202517.18%
Q4 202517.50%
Q1 202617.64%
Q2 202618.05%
Delinquent loans (60+ days)
0.03%0.81%1.59%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.03%
Q3 20240.09%
Q4 20240.37%
Q1 20250.23%
Q2 20250.16%
Q3 20250.31%
Q4 20250.68%
Q1 20260.27%
Q2 20261.59%
Return on assets
0.75%0.98%1.21%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.78%
Q3 20240.83%
Q4 20240.94%
Q1 20250.97%
Q2 20250.75%
Q3 20250.86%
Q4 20250.91%
Q1 20261.21%
Q2 20261.17%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202679$38.5M18.05%1.59%1.17%55.4%
Q1 202691$39.0M17.64%0.27%1.21%53.5%
Q4 202585$38.6M17.50%0.68%0.91%53.7%
Q3 202588$38.8M17.18%0.31%0.86%51.7%
Q2 202589$37.4M17.52%0.16%0.75%54.8%
Q1 202590$36.4M17.87%0.23%0.97%57.0%
Q4 202488$36.7M17.48%0.37%0.94%55.5%
Q3 202490$37.6M17.06%0.09%0.83%54.1%
Q2 202490$36.2M17.45%0.03%0.78%54.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio18.05%
70th
Problem loans1.59%
27th
Net charge-offs0.20%
47th
Return on assets1.17%
75th
Loans to deposits55.4%
55th
Uninsured deposits4.5%
24th
Loan-loss reserves0.00%
37th
Texas ratio4.0%
35th

Similar-size credit unions in Michigan

InstitutionScoreAssetsCapitalProblem loansCompare
Gogebic County Federal Credit UnionCredit union Bessemer, MI92 out of 100, Very strong$38.5M17.2%0.89%vs
Graco Federal Credit UnionCredit union Alma, MI72 out of 100, Strong$38.2M9.7%0.58%vs
Settlers Federal Credit UnionCredit union Bruce Crossing, MI92 out of 100, Very strong$37.8M19.7%0.79%vs
Grand Trunk Battle Creek Emp Federal Credit UnionCredit union Battle Creek, MI86 out of 100, Very strong$39.7M20.6%0.72%vs
Alpena Community Credit UnionCredit union Alpena, MI90 out of 100, Very strong$35.6M14.0%0.21%vs
Chiropractic Federal Credit UnionCredit union Farmington, MI74 out of 100, Strong$41.7M15.0%1.97%vs

Deposit insurance

Is my money safe at Detour Drummond Community Credit Union?

Yes. Detour Drummond Community Credit Union is a federally insured credit union (NCUA charter #62344). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 4.5% of shares and deposits ($1.4M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 18.05%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Detour Drummond Community Credit Union lists 2 offices in 2 cities. Most locations:

  • De Tour Village, MI (1)
  • Drummond Island, MI (1)

All branch addresses and map

Identity & history

Profile

Legal name
Detour Drummond Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
62344
RSSD ID
225997
Primary regulator
State + NCUA
Established
1960
Headquarters
34857 S Townline Rd, Drummond Island, MI 49726
Employees
11

Quick answers

Detour Drummond Community Credit Union: common questions

Is Detour Drummond Community Credit Union NCUA insured?

Yes. Detour Drummond Community Credit Union is a federally insured credit union (NCUA charter #62344). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Detour Drummond Community Credit Union's TellerScore?

79 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Detour Drummond Community Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Drummond Island

InstitutionScoreAssetsCapitalProblem loansCompare
Central Savings BankBank Sault Sainte Marie, MI74 out of 100, Strong$516.8M9.5%0.16%vs