Side-by-side · Q2 2026 data
Sevenfold Federal Credit Union vs Centric Federal Credit Union
Credit union
Sevenfold Federal Credit Union
West Monroe, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Sevenfold Federal Credit Union | Centric Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 62 |
| Capital cushion | 88 (stronger) | 73 |
| Loan quality | 38 | 54 (stronger) |
| Earnings | 65 (stronger) | 43 |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 87 (stronger) | 80 |
| Peer percentile | 47th | 26th |
| Total assets | $52.5M | $447.5M |
| Deposits / shares | $45.0M | $385.1M |
| Capital ratio | 13.78% (stronger) | 12.31% |
| Problem loans | 1.86% | 1.38% (stronger) |
| Net charge-offs | 0.19% (stronger) | 0.96% |
| Return on assets | 1.13% (stronger) | 0.58% |
| Loans ÷ deposits | 54.2% (stronger) | 90.8% |
| Uninsured deposits | 5.1% (stronger) | 14.4% |
| Offices | 2 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sevenfold Federal Credit Union has the higher TellerScore (73 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Sevenfold Federal Credit Union leads on 6 and Centric Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.