TellerScore

Sevenfold Federal Credit Union (NCUA charter #1725) is based in West Monroe, Louisiana. Its Q2 2026 call report shows $52.5M in total assets and $45.0M in member shares and deposits and 2 offices.

Sevenfold Federal Credit Union has a TellerScore of 73 out of 100 (strong) based on Q2 2026 data — higher than only 47% of its 2,479 credit unions with under $100 million in assets. Among 136 credit unions headquartered in Louisiana, it ranks 59th. Funding & liquidity contributes the most (100/100, 54% loans-to-deposits, 5% uninsured); loan quality contributes the least (38/100, 1.86%).

TellerScore · Q2 2026

Scorecard

Capital cushion88/100
Net worth ratio: 13.78%
Loan quality38/100
Loans 60+ days delinquent ÷ total loans: 1.86%
Earnings65/100
Return on assets (annualized): 1.13%
Funding & liquidity100/100
Loans ÷ shares: 54.2% · 5.1% uninsured
Problem-loan coverage87/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.25%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (69 → 73), mostly because the earnings component improved by 16 points.

TellerScore
697683Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202480
Q3 202483
Q4 202481
Q1 202576
Q2 202569
Q3 202569
Q4 202573
Q1 202677
Q2 202673
Net worth ratio
7.00%10.39%13.78%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202412.62%
Q3 202413.32%
Q4 202413.38%
Q1 202513.12%
Q2 202512.63%
Q3 202512.92%
Q4 202513.16%
Q1 202613.31%
Q2 202613.78%
Delinquent loans (60+ days)
0.86%1.36%1.86%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20241.01%
Q3 20240.86%
Q4 20240.88%
Q1 20251.36%
Q2 20251.47%
Q3 20251.68%
Q4 20251.33%
Q1 20261.33%
Q2 20261.86%
Return on assets
0.73%1.14%1.54%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20241.52%
Q3 20241.54%
Q4 20241.28%
Q1 20251.29%
Q2 20250.73%
Q3 20250.81%
Q4 20250.76%
Q1 20261.27%
Q2 20261.13%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202673$52.5M13.78%1.86%1.13%54.2%
Q1 202677$53.5M13.31%1.33%1.27%49.3%
Q4 202573$52.8M13.16%1.33%0.76%50.8%
Q3 202569$53.2M12.92%1.68%0.81%51.0%
Q2 202569$53.4M12.63%1.47%0.73%49.3%
Q1 202576$51.2M13.12%1.36%1.29%53.5%
Q4 202481$49.0M13.38%0.88%1.28%56.0%
Q3 202483$48.8M13.32%0.86%1.54%57.1%
Q2 202480$50.0M12.62%1.01%1.52%53.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.78%
46th
Problem loans1.86%
23rd
Net charge-offs0.19%
49th
Return on assets1.13%
73rd
Loans to deposits54.2%
57th
Uninsured deposits5.1%
21st
Loan-loss reserves0.00%
37th
Texas ratio6.3%
23rd

Similar-size credit unions in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Instep Federal Credit UnionCredit union New Orleans, LA52 out of 100, Below average$52.9M13.4%2.05%vs
Total Choice Federal Credit UnionCredit union Hahnville, LA61 out of 100, Moderate$54.3M7.5%0.20%vs
Breco Federal Credit UnionCredit union Baton Rouge, LA58 out of 100, Moderate$50.7M10.4%0.89%vs
Post Office Employees' Credit UnionCredit union Metairie, LA78 out of 100, Strong$54.7M12.4%0.18%vs
St. Tammany Federal Credit UnionCredit union Slidell, LA71 out of 100, Strong$47.2M14.1%1.02%vs
Baton Rouge City Parish Emp Federal Credit UnionCredit union Baton Rouge, LA96 out of 100, Very strong$58.2M22.0%0.33%vs

Deposit insurance

Is my money safe at Sevenfold Federal Credit Union?

Yes. Sevenfold Federal Credit Union is a federally insured credit union (NCUA charter #1725). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.1% of shares and deposits ($2.3M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 13.78%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Sevenfold Federal Credit Union lists 2 offices in 2 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Sevenfold Federal Credit Union
Type
Federal credit union
NCUA charter #
1725
RSSD ID
129170
Primary regulator
NCUA
Established
1936
Headquarters
4705 Cypress St, West Monroe, LA 71291
Employees
16

Quick answers

Sevenfold Federal Credit Union: common questions

Is Sevenfold Federal Credit Union NCUA insured?

Yes. Sevenfold Federal Credit Union is a federally insured credit union (NCUA charter #1725). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Sevenfold Federal Credit Union's TellerScore?

73 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Sevenfold Federal Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near West Monroe

InstitutionScoreAssetsCapitalProblem loansCompare
Gibsland Bank & Trust CompanyBank Gibsland, LA81 out of 100, Strong$574.3M16.5%0.61%vs
Ouachita Valley Federal Credit UnionCredit union West Monroe, LA80 out of 100, Strong$464.1M13.1%0.78%vs
Union Federal Credit UnionCredit union Farmerville, LA80 out of 100, Strong$611K21.2%0.00%vs
Louisiana Machinery Employees Federal Credit UnionCredit union Monroe, LA79 out of 100, Strong$3.9M22.4%0.00%vs
The Mer Rouge State BankBank Mer Rouge, LA79 out of 100, Strong$51.8M12.6%0.55%vs
Kraftman Federal Credit UnionCredit union Bastrop, LA78 out of 100, Strong$141.8M14.6%0.97%vs