Side-by-side · Q2 2026 data
Sevenfold Federal Credit Union vs Instep Federal Credit Union
Credit union
Sevenfold Federal Credit Union
West Monroe, Louisiana · Under $100 million in assets
Credit union
Instep Federal Credit Union
New Orleans, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Sevenfold Federal Credit Union | Instep Federal Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 52 |
| Capital cushion | 88 (stronger) | 84 |
| Loan quality | 38 (stronger) | 32 |
| Earnings | 65 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 74 |
| Problem-loan coverage | 87 (stronger) | 76 |
| Peer percentile | 47th | 11th |
| Total assets | $52.5M | $52.9M |
| Deposits / shares | $45.0M | $45.5M |
| Capital ratio | 13.78% (stronger) | 13.36% |
| Problem loans | 1.86% (stronger) | 2.05% |
| Net charge-offs | 0.19% (stronger) | 2.11% |
| Return on assets | 1.13% (stronger) | -1.35% |
| Loans ÷ deposits | 54.2% (stronger) | 85.8% |
| Uninsured deposits | 5.1% | 4.0% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sevenfold Federal Credit Union has the higher TellerScore (73 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Sevenfold Federal Credit Union leads on 6 and Instep Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.