Side-by-side · Q2 2026 data
Sewickley Savings Bank vs Citizens Savings Bank
Metric by metric
| Measure | Sewickley Savings Bank | Citizens Savings Bank |
|---|---|---|
| TellerScore | 67 | 78 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 9 | 91 (stronger) |
| Earnings | 53 (stronger) | 30 |
| Funding & liquidity | 100 (stronger) | 62 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 34th | 72nd |
| Total assets | $316.3M | $359.0M |
| Deposits / shares | $222.4M | $304.0M |
| Capital ratio | 23.76% (stronger) | 15.12% |
| Problem loans | 2.73% | 0.27% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 0.82% (stronger) | 0.24% |
| Loans ÷ deposits | 29.8% (stronger) | 98.1% |
| Uninsured deposits | 7.6% | 6.7% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.0% |
Citizens Savings Bank has the higher TellerScore (78 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Sewickley Savings Bank leads on 4 and Citizens Savings Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.