Side-by-side · Q2 2026 data
Shaker Heights Federal Credit Union vs 540 I.B.E.W. Credit Union
Credit union
Shaker Heights Federal Credit Union
Shaker Heights, Ohio · Under $100 million in assets
Metric by metric
| Measure | Shaker Heights Federal Credit Union | 540 I.B.E.W. Credit Union |
|---|---|---|
| TellerScore | 54 | 58 (stronger) |
| Capital cushion | 100 (stronger) | 66 |
| Loan quality | 0 | 25 (stronger) |
| Earnings | 20 | 55 (stronger) |
| Funding & liquidity | 100 (stronger) | 90 |
| Problem-loan coverage | 53 | 76 (stronger) |
| Peer percentile | 13th | 19th |
| Total assets | $1.2M | $1.5M |
| Deposits / shares | $912K | $1.3M |
| Capital ratio | 24.32% (stronger) | 11.57% |
| Problem loans | 15.96% | 2.24% (stronger) |
| Net charge-offs | 0.00% | -0.04% (stronger) |
| Return on assets | 0.01% | 0.87% (stronger) |
| Loans ÷ deposits | 50.5% (stronger) | 70.1% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
540 I.B.E.W. Credit Union has the higher TellerScore (58 vs 54). On the 6 directional measures above (where higher or lower is clearly better), Shaker Heights Federal Credit Union leads on 2 and 540 I.B.E.W. Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.