Side-by-side · Q2 2026 data
Shamrock Bank, N.A. vs Bank360
Metric by metric
| Measure | Shamrock Bank, N.A. | Bank360 |
|---|---|---|
| TellerScore | 79 (stronger) | 42 |
| Capital cushion | 58 (stronger) | 44 |
| Loan quality | 90 (stronger) | 0 |
| Earnings | 90 (stronger) | 85 |
| Funding & liquidity | 77 (stronger) | 58 |
| Problem-loan coverage | 96 (stronger) | 33 |
| Peer percentile | 75th | 5th |
| Total assets | $501.5M | $61.0M |
| Deposits / shares | $452.9M | $52.7M |
| Capital ratio | 10.79% (stronger) | 9.36% |
| Problem loans | 0.29% (stronger) | 3.97% |
| Net charge-offs | -0.01% | -0.02% (stronger) |
| Return on assets | 1.76% (stronger) | 1.63% |
| Loans ÷ deposits | 71.3% (stronger) | 98.5% |
| Uninsured deposits | 25.3% | 18.4% (stronger) |
| Offices | 8 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Shamrock Bank, N.A. has the higher TellerScore (79 vs 42). On the 7 directional measures above (where higher or lower is clearly better), Shamrock Bank, N.A. leads on 5 and Bank360 on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.