Side-by-side · Q2 2026 data
Shamrock Bank, N.A. vs FNB Community Bank
Metric by metric
| Measure | Shamrock Bank, N.A. | FNB Community Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 52 |
| Capital cushion | 58 (stronger) | 55 |
| Loan quality | 90 (stronger) | 22 |
| Earnings | 90 (stronger) | 65 |
| Funding & liquidity | 77 (stronger) | 73 |
| Problem-loan coverage | 96 (stronger) | 61 |
| Peer percentile | 75th | 8th |
| Total assets | $501.5M | $480.2M |
| Deposits / shares | $452.9M | $430.3M |
| Capital ratio | 10.79% (stronger) | 10.54% |
| Problem loans | 0.29% (stronger) | 2.35% |
| Net charge-offs | -0.01% (stronger) | 0.36% |
| Return on assets | 1.76% (stronger) | 1.14% |
| Loans ÷ deposits | 71.3% | 69.4% (stronger) |
| Uninsured deposits | 25.3% (stronger) | 30.7% |
| Offices | 8 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | 22.3% |
Shamrock Bank, N.A. has the higher TellerScore (79 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Shamrock Bank, N.A. leads on 6 and FNB Community Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.