Side-by-side · Q2 2026 data
Share Advantage Credit Union vs Virginia Coop Credit Union
Metric by metric
| Measure | Share Advantage Credit Union | Virginia Coop Credit Union |
|---|---|---|
| TellerScore | 58 | 78 (stronger) |
| Capital cushion | 84 (stronger) | 66 |
| Loan quality | 8 | 71 (stronger) |
| Earnings | 54 | 79 (stronger) |
| Funding & liquidity | 84 | 100 (stronger) |
| Problem-loan coverage | 73 | 92 (stronger) |
| Peer percentile | 19th | 59th |
| Total assets | $57.5M | $45.7M |
| Deposits / shares | $49.2M | $40.6M |
| Capital ratio | 13.43% (stronger) | 11.55% |
| Problem loans | 2.77% | 0.86% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.18% |
| Return on assets | 0.84% | 1.48% (stronger) |
| Loans ÷ deposits | 76.4% | 56.5% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 3.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Virginia Coop Credit Union has the higher TellerScore (78 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Share Advantage Credit Union leads on 3 and Virginia Coop Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.