Side-by-side · Q2 2026 data
Sharon Bank vs Investment Savings Bank
Metric by metric
| Measure | Sharon Bank | Investment Savings Bank |
|---|---|---|
| TellerScore | 65 | 86 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 95 | 96 (stronger) |
| Earnings | 46 (stronger) | 36 |
| Funding & liquidity | 68 | 100 (stronger) |
| Problem-loan coverage | 89 | 99 (stronger) |
| Peer percentile | 29th | 90th |
| Total assets | $172.6M | $105.2M |
| Deposits / shares | $146.9M | $75.5M |
| Capital ratio | 9.38% | 21.72% (stronger) |
| Problem loans | 0.16% | 0.13% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 0.65% (stronger) | 0.41% |
| Loans ÷ deposits | 92.2% | 58.6% (stronger) |
| Uninsured deposits | 11.6% | 4.4% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.7% | 14.6% |
Investment Savings Bank has the higher TellerScore (86 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Sharon Bank leads on 2 and Investment Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.