Headquartered in Springfield, Pennsylvania, Sharon Bank is a si with $172.6M in total assets and $146.9M in deposits as of Q2 2026. It operates 4 offices. Its charter dates back to 1873.
Sharon Bank has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 29% of its 2,650 banks with $100 million – $1 billion. Among 110 banks headquartered in Pennsylvania, it ranks 71st. Loan quality contributes the most (95/100, 0.16%); capital cushion contributes the least (44/100, 9.38%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (61 → 65), mostly because the earnings component improved by 28 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 57 |
| Q3 2024 | 59 |
| Q4 2024 | 59 |
| Q1 2025 | 56 |
| Q2 2025 | 61 |
| Q3 2025 | 60 |
| Q4 2025 | 63 |
| Q1 2026 | 63 |
| Q2 2026 | 65 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.26% |
| Q3 2024 | 9.76% |
| Q4 2024 | 9.70% |
| Q1 2025 | 9.25% |
| Q2 2025 | 9.29% |
| Q3 2025 | 9.63% |
| Q4 2025 | 9.89% |
| Q1 2026 | 9.91% |
| Q2 2026 | 9.38% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.12% |
| Q3 2024 | 0.11% |
| Q4 2024 | 0.07% |
| Q1 2025 | 0.12% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.23% |
| Q4 2025 | 0.15% |
| Q1 2026 | 0.15% |
| Q2 2026 | 0.16% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.50% |
| Q3 2024 | -0.43% |
| Q4 2024 | -0.37% |
| Q1 2025 | -0.82% |
| Q2 2025 | -0.04% |
| Q3 2025 | 0.18% |
| Q4 2025 | 0.30% |
| Q1 2026 | 0.28% |
| Q2 2026 | 0.65% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $172.6M | 9.38% | 0.16% | 0.65% | 92.2% |
| Q1 2026 | 63 | $170.8M | 9.91% | 0.15% | 0.28% | 96.2% |
| Q4 2025 | 63 | $159.7M | 9.89% | 0.15% | 0.30% | 99.2% |
| Q3 2025 | 60 | $166.9M | 9.63% | 0.23% | 0.18% | 99.9% |
| Q2 2025 | 61 | $170.2M | 9.29% | 0.00% | -0.04% | 93.0% |
| Q1 2025 | 56 | $172.5M | 9.25% | 0.12% | -0.82% | 93.6% |
| Q4 2024 | 59 | $164.6M | 9.70% | 0.07% | -0.37% | 92.4% |
| Q3 2024 | 59 | $164.0M | 9.76% | 0.11% | -0.43% | 88.4% |
| Q2 2024 | 57 | $172.6M | 9.26% | 0.12% | -0.50% | 84.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Pennsylvania
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| UNB BankBank Mount Carmel, PA | 67 out of 100, Moderate | $167.3M | 9.3% | 0.12% | vs |
| Westmoreland Federal Savings and Loan AssociationBank Latrobe, PA | 72 out of 100, Strong | $166.5M | 26.9% | 1.37% | vs |
| Slovenian Savings and Loan Association of Franklin-ConemaughBank Conemaugh, PA | 62 out of 100, Moderate | $180.8M | 9.9% | 0.63% | vs |
| The Haverford Trust CompanyBank Radnor, PA | 90 out of 100, Very strong | $191.0M | 22.5% | 0.00% | vs |
| SEI Private Trust CompanyBank Oaks, PA | 93 out of 100, Very strong | $208.5M | 80.4% | 0.00% | vs |
| Apollo Trust CompanyBank Apollo, PA | 71 out of 100, Strong | $209.4M | 11.0% | 0.29% | vs |
Deposit insurance
Is my money safe at Sharon Bank?
Yes. Sharon Bank is an FDIC-insured institution (FDIC certificate #28793). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 11.6% of deposits ($17.0M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.38%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
Sharon Bank lists 4 offices in 3 cities. Most locations:
- Springfield, PA (2)
- Aston, PA (1)
- Darby, PA (1)
HMDA 2025
Mortgage lending
In 2025, Sharon Bank reported 47 home-loan applications under HMDA (LEI 549300B7GCPQ437Y5E78): 41 originated ($20,225,000 total), 4 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 8.7%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Sharon Bank
- Former names
- Sharon Savings Bank; Sharon Savings and Loan Association
- Type
- SI
- FDIC certificate #
- 28793
- RSSD ID
- 164377
- Primary regulator
- FDIC
- Holding company
- Sharon Mutual Holding Co
- Established
- January 1, 1873
- Headquarters
- 900 W Sproul Rd, Springfield, PA 19064
- Website
- www.sharonbank.com
- Employees
- 33
Quick answers
Sharon Bank: common questions
Is Sharon Bank FDIC insured?
Yes. Sharon Bank is an FDIC-insured institution (FDIC certificate #28793). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Sharon Bank's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Sharon Bank ever failed?
There is no failure record for FDIC certificate #28793 in the FDIC failed bank list.
How many branches does Sharon Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Springfield
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| B. Braun Federal Credit UnionCredit union Allentown, PA | 100 out of 100, Very strong | $1.9M | 25.1% | 0.00% | vs |
| Asbestos Workers Local 14 Federal Credit UnionCredit union Philadelphia, PA | 100 out of 100, Very strong | $4.1M | 15.4% | 0.00% | vs |
| Police & Fire Federal Credit UnionCredit union Philadelphia, PA | 96 out of 100, Very strong | $10.2B | 18.6% | 0.24% | vs |
| Toledo Fire Fighters Federal Credit UnionCredit union Toledo, OH | 95 out of 100, Very strong | $45.5M | 17.8% | 0.34% | vs |
| Upper Darby Belltelco Federal Credit UnionCredit union Upper Darby, PA | 94 out of 100, Very strong | $71.6M | 25.3% | 0.69% | vs |
| HSBC Trust Company (Delaware), National AssociationBank Wilmington, DE | 94 out of 100, Very strong | $57.2M | 97.8% | 0.00% | vs |