Side-by-side · Q2 2026 data
Shaw-Ross Employees Credit Union vs Brightstar Credit Union
Metric by metric
| Measure | Shaw-Ross Employees Credit Union | Brightstar Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 62 |
| Capital cushion | 99 (stronger) | 42 |
| Loan quality | 82 | 83 (stronger) |
| Earnings | 29 | 57 (stronger) |
| Funding & liquidity | 100 (stronger) | 58 |
| Problem-loan coverage | 100 (stronger) | 90 |
| Peer percentile | 68th | 30th |
| Total assets | $6.8M | $1.1B |
| Deposits / shares | $5.8M | $884.1M |
| Capital ratio | 14.89% (stronger) | 9.22% |
| Problem loans | 0.53% | 0.52% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.50% |
| Return on assets | 0.24% | 0.92% (stronger) |
| Loans ÷ deposits | 6.0% (stronger) | 102.2% |
| Uninsured deposits | 10.6% | 10.0% (stronger) |
| Offices | 2 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 36.0% |
Shaw-Ross Employees Credit Union has the higher TellerScore (81 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Shaw-Ross Employees Credit Union leads on 4 and Brightstar Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.