Side-by-side · Q2 2026 data
Shaw-Ross Employees Credit Union vs Memorial Employees Financial Credit Union
Credit union
Memorial Employees Financial Credit Union
Hollywood, Florida · Under $100 million in assets
Metric by metric
| Measure | Shaw-Ross Employees Credit Union | Memorial Employees Financial Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 73 |
| Capital cushion | 99 (stronger) | 61 |
| Loan quality | 82 | 94 (stronger) |
| Earnings | 29 | 33 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 68th | 47th |
| Total assets | $6.8M | $92.5M |
| Deposits / shares | $5.8M | $83.6M |
| Capital ratio | 14.89% (stronger) | 11.08% |
| Problem loans | 0.53% | 0.18% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.29% |
| Return on assets | 0.24% | 0.33% (stronger) |
| Loans ÷ deposits | 6.0% (stronger) | 49.9% |
| Uninsured deposits | 10.6% | 4.3% (stronger) |
| Offices | 2 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Shaw-Ross Employees Credit Union has the higher TellerScore (81 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Shaw-Ross Employees Credit Union leads on 4 and Memorial Employees Financial Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.