Side-by-side · Q2 2026 data
Shelby/Bolivar County Federal Credit Union vs Delta Federal Credit Union
Credit union
Shelby/Bolivar County Federal Credit Union
Boyle, Mississippi · Under $100 million in assets
Credit union
Delta Federal Credit Union
Greenville, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Shelby/Bolivar County Federal Credit Union | Delta Federal Credit Union |
|---|---|---|
| TellerScore | 71 | 98 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 0 | 91 (stronger) |
| Earnings | 85 | 100 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 86 | 99 (stronger) |
| Peer percentile | 42nd | 98th |
| Total assets | $4.5M | $8.9M |
| Deposits / shares | $3.5M | $6.3M |
| Capital ratio | 20.25% | 29.19% (stronger) |
| Problem loans | 5.89% | 0.27% (stronger) |
| Net charge-offs | -1.40% (stronger) | 1.25% |
| Return on assets | 1.61% | 2.76% (stronger) |
| Loans ÷ deposits | 28.9% (stronger) | 49.9% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Delta Federal Credit Union has the higher TellerScore (98 vs 71). On the 6 directional measures above (where higher or lower is clearly better), Shelby/Bolivar County Federal Credit Union leads on 2 and Delta Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.