Side-by-side · Q2 2026 data
Shelby County State Bank vs Blaw-Knox Credit Union
Metric by metric
| Measure | Shelby County State Bank | Blaw-Knox Credit Union |
|---|---|---|
| TellerScore | 76 | 92 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 90 | 92 (stronger) |
| Earnings | 88 (stronger) | 84 |
| Funding & liquidity | 71 | 85 (stronger) |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 64th | 92nd |
| Total assets | $363.2M | $13.4M |
| Deposits / shares | $324.7M | $10.7M |
| Capital ratio | 10.44% | 19.94% (stronger) |
| Problem loans | 0.31% | 0.23% (stronger) |
| Net charge-offs | 0.03% (stronger) | 0.29% |
| Return on assets | 1.70% (stronger) | 1.59% |
| Loans ÷ deposits | 78.6% | 75.7% (stronger) |
| Uninsured deposits | 25.0% | 0.0% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Blaw-Knox Credit Union has the higher TellerScore (92 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Shelby County State Bank leads on 2 and Blaw-Knox Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.