Side-by-side · Q2 2026 data
Shelby County State Bank vs The Fisher National Bank
Metric by metric
| Measure | Shelby County State Bank | The Fisher National Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 59 |
| Capital cushion | 54 (stronger) | 40 |
| Loan quality | 90 (stronger) | 56 |
| Earnings | 88 (stronger) | 85 |
| Funding & liquidity | 71 (stronger) | 56 |
| Problem-loan coverage | 92 (stronger) | 79 |
| Peer percentile | 64th | 17th |
| Total assets | $363.2M | $375.5M |
| Deposits / shares | $324.7M | $326.2M |
| Capital ratio | 10.44% (stronger) | 9.00% |
| Problem loans | 0.31% (stronger) | 1.31% |
| Net charge-offs | 0.03% (stronger) | 0.08% |
| Return on assets | 1.70% (stronger) | 1.62% |
| Loans ÷ deposits | 78.6% (stronger) | 86.6% |
| Uninsured deposits | 25.0% (stronger) | 31.2% |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.3% |
Shelby County State Bank has the higher TellerScore (76 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Shelby County State Bank leads on 7 and The Fisher National Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.