Side-by-side · Q2 2026 data
Shell Lake State Bank vs Fox Valley Savings Bank
Metric by metric
| Measure | Shell Lake State Bank | Fox Valley Savings Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 79 |
| Capital cushion | 73 | 100 (stronger) |
| Loan quality | 99 (stronger) | 89 |
| Earnings | 79 (stronger) | 27 |
| Funding & liquidity | 85 (stronger) | 75 |
| Problem-loan coverage | 100 (stronger) | 97 |
| Peer percentile | 88th | 75th |
| Total assets | $361.8M | $387.3M |
| Deposits / shares | $314.2M | $301.3M |
| Capital ratio | 12.31% | 15.44% (stronger) |
| Problem loans | 0.03% (stronger) | 0.33% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.48% (stronger) | 0.17% |
| Loans ÷ deposits | 75.6% (stronger) | 85.6% |
| Uninsured deposits | 10.8% | 8.3% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.3% |
Shell Lake State Bank has the higher TellerScore (85 vs 79). On the 7 directional measures above (where higher or lower is clearly better), Shell Lake State Bank leads on 5 and Fox Valley Savings Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.