Side-by-side · Q2 2026 data
Shell Lake State Bank vs Wolf River Community Bank
Metric by metric
| Measure | Shell Lake State Bank | Wolf River Community Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 81 |
| Capital cushion | 73 | 74 (stronger) |
| Loan quality | 99 (stronger) | 98 |
| Earnings | 79 | 94 (stronger) |
| Funding & liquidity | 85 (stronger) | 40 |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 88th | 80th |
| Total assets | $361.8M | $385.8M |
| Deposits / shares | $314.2M | $297.6M |
| Capital ratio | 12.31% | 12.42% (stronger) |
| Problem loans | 0.03% (stronger) | 0.05% |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 1.48% | 1.85% (stronger) |
| Loans ÷ deposits | 75.6% (stronger) | 105.4% |
| Uninsured deposits | 10.8% (stronger) | 28.3% |
| Offices | 5 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.5% |
Shell Lake State Bank has the higher TellerScore (85 vs 81). On the 7 directional measures above (where higher or lower is clearly better), Shell Lake State Bank leads on 4 and Wolf River Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.