Side-by-side · Q2 2026 data
Shelter Insurance Federal Credit Union vs Kansas City Credit Union
Credit union
Shelter Insurance Federal Credit Union
Columbia, Missouri · Under $100 million in assets
Credit union
Kansas City Credit Union
Kansas City, Missouri · Under $100 million in assets
Metric by metric
| Measure | Shelter Insurance Federal Credit Union | Kansas City Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 41 |
| Capital cushion | 89 (stronger) | 36 |
| Loan quality | 71 (stronger) | 14 |
| Earnings | 56 (stronger) | 41 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 98 (stronger) | 59 |
| Peer percentile | 65th | 3rd |
| Total assets | $41.0M | $46.4M |
| Deposits / shares | $35.2M | $41.7M |
| Capital ratio | 13.93% (stronger) | 8.64% |
| Problem loans | 0.86% (stronger) | 2.57% |
| Net charge-offs | 0.14% (stronger) | 0.21% |
| Return on assets | 0.89% (stronger) | 0.53% |
| Loans ÷ deposits | 21.4% (stronger) | 77.0% |
| Uninsured deposits | 3.5% (stronger) | 4.1% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Shelter Insurance Federal Credit Union has the higher TellerScore (80 vs 41). On the 7 directional measures above (where higher or lower is clearly better), Shelter Insurance Federal Credit Union leads on 7 and Kansas City Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.