Side-by-side · Q2 2026 data
Sherburne Bank vs Lake Central Bank
Metric by metric
| Measure | Sherburne Bank | Lake Central Bank |
|---|---|---|
| TellerScore | 78 | 86 (stronger) |
| Capital cushion | 45 | 62 (stronger) |
| Loan quality | 99 | 99 |
| Earnings | 100 | 100 |
| Funding & liquidity | 63 | 81 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 72nd | 90th |
| Total assets | $351.1M | $291.3M |
| Deposits / shares | $289.5M | $257.3M |
| Capital ratio | 9.46% | 11.15% (stronger) |
| Problem loans | 0.02% (stronger) | 0.04% |
| Net charge-offs | -0.03% (stronger) | 0.00% |
| Return on assets | 2.01% | 2.39% (stronger) |
| Loans ÷ deposits | 95.2% | 71.4% (stronger) |
| Uninsured deposits | 17.1% (stronger) | 22.0% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | 4.5% |
Lake Central Bank has the higher TellerScore (86 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Sherburne Bank leads on 3 and Lake Central Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.