Side-by-side · Q2 2026 data
Sherburne Bank vs Village Bank
Metric by metric
| Measure | Sherburne Bank | Village Bank |
|---|---|---|
| TellerScore | 78 (stronger) | 62 |
| Capital cushion | 45 (stronger) | 40 |
| Loan quality | 99 (stronger) | 87 |
| Earnings | 100 (stronger) | 47 |
| Funding & liquidity | 63 | 69 (stronger) |
| Problem-loan coverage | 100 (stronger) | 80 |
| Peer percentile | 72nd | 22nd |
| Total assets | $351.1M | $411.9M |
| Deposits / shares | $289.5M | $366.2M |
| Capital ratio | 9.46% (stronger) | 8.98% |
| Problem loans | 0.02% (stronger) | 0.40% |
| Net charge-offs | -0.03% (stronger) | 1.40% |
| Return on assets | 2.01% (stronger) | 0.67% |
| Loans ÷ deposits | 95.2% | 79.8% (stronger) |
| Uninsured deposits | 17.1% (stronger) | 25.3% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.2% | — |
Sherburne Bank has the higher TellerScore (78 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Sherburne Bank leads on 6 and Village Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.