Side-by-side · Q2 2026 data
Sheridan Community Federal Credit Union vs Cit-Co Federal Credit Union
Credit union
Sheridan Community Federal Credit Union
Sheridan, Wyoming · $100 million – $1 billion
Metric by metric
| Measure | Sheridan Community Federal Credit Union | Cit-Co Federal Credit Union |
|---|---|---|
| TellerScore | 65 | 80 (stronger) |
| Capital cushion | 58 (stronger) | 54 |
| Loan quality | 53 | 83 (stronger) |
| Earnings | 82 | 100 (stronger) |
| Funding & liquidity | 66 | 92 (stronger) |
| Problem-loan coverage | 78 | 94 (stronger) |
| Peer percentile | 34th | 65th |
| Total assets | $105.0M | $32.9M |
| Deposits / shares | $93.5M | $29.4M |
| Capital ratio | 10.77% (stronger) | 10.40% |
| Problem loans | 1.42% | 0.51% (stronger) |
| Net charge-offs | 0.62% | 0.12% (stronger) |
| Return on assets | 1.56% | 4.50% (stronger) |
| Loans ÷ deposits | 94.4% | 68.7% (stronger) |
| Uninsured deposits | 7.7% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cit-Co Federal Credit Union has the higher TellerScore (80 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Sheridan Community Federal Credit Union leads on 1 and Cit-Co Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.