Sheridan Community Federal Credit Union (NCUA charter #4374) is based in Sheridan, Wyoming. Its Q2 2026 call report shows $105.0M in total assets and $93.5M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Sheridan Community Federal Credit Union scores 65/100, which we describe as moderate. That is higher than only 34% of 1,341 credit unions with $100 million – $1 billion. Among 18 credit unions headquartered in Wyoming, it ranks 11th. Its strongest component is earnings (82/100; 1.56%), and its lowest is loan quality (53/100; 1.42%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 7 points (72 → 65), mostly because the capital cushion component weakened by 12 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 67 |
| Q4 2024 | 62 |
| Q1 2025 | 62 |
| Q2 2025 | 72 |
| Q3 2025 | 70 |
| Q4 2025 | 64 |
| Q1 2026 | 64 |
| Q2 2026 | 65 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 11.85% |
| Q3 2024 | 11.96% |
| Q4 2024 | 11.57% |
| Q1 2025 | 11.28% |
| Q2 2025 | 11.95% |
| Q3 2025 | 11.59% |
| Q4 2025 | 11.28% |
| Q1 2026 | 10.88% |
| Q2 2026 | 10.77% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.12% |
| Q3 2024 | 0.94% |
| Q4 2024 | 1.49% |
| Q1 2025 | 1.72% |
| Q2 2025 | 1.38% |
| Q3 2025 | 1.41% |
| Q4 2025 | 1.28% |
| Q1 2026 | 1.66% |
| Q2 2026 | 1.42% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.23% |
| Q3 2024 | 1.09% |
| Q4 2024 | 0.96% |
| Q1 2025 | 1.29% |
| Q2 2025 | 1.81% |
| Q3 2025 | 1.76% |
| Q4 2025 | 1.27% |
| Q1 2026 | 1.64% |
| Q2 2026 | 1.56% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $105.0M | 10.77% | 1.42% | 1.56% | 94.4% |
| Q1 2026 | 64 | $100.2M | 10.88% | 1.66% | 1.64% | 92.7% |
| Q4 2025 | 64 | $96.0M | 11.28% | 1.28% | 1.27% | 102.4% |
| Q3 2025 | 70 | $93.5M | 11.59% | 1.41% | 1.76% | 89.3% |
| Q2 2025 | 72 | $86.9M | 11.95% | 1.38% | 1.81% | 86.7% |
| Q1 2025 | 62 | $87.7M | 11.28% | 1.72% | 1.29% | 89.1% |
| Q4 2024 | 62 | $86.0M | 11.57% | 1.49% | 0.96% | 94.5% |
| Q3 2024 | 67 | $81.8M | 11.96% | 0.94% | 1.09% | 106.2% |
| Q2 2024 | 68 | $81.1M | 11.85% | 1.12% | 1.23% | 99.2% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Wyoming
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Stagepoint Federal Credit UnionCredit union Laramie, WY | 62 out of 100, Moderate | $131.0M | 8.5% | 0.14% | vs |
| Sunlight Federal Credit UnionCredit union Cody, WY | 31 out of 100, Low | $210.6M | 10.3% | 7.34% | vs |
| Grand Altitude Federal Credit UnionCredit union Lander, WY | 85 out of 100, Very strong | $222.3M | 13.8% | 0.23% | vs |
| Campco Federal Credit UnionCredit union Gillette, WY | 77 out of 100, Strong | $227.6M | 11.5% | 0.45% | vs |
| Western Vista Federal Credit UnionCredit union Cheyenne, WY | 62 out of 100, Moderate | $280.8M | 9.3% | 0.68% | vs |
| Wyhy Federal Credit UnionCredit union Cheyenne, WY | 47 out of 100, Below average | $409.0M | 13.4% | 4.42% | vs |
Deposit insurance
Is my money safe at Sheridan Community Federal Credit Union?
Yes. Sheridan Community Federal Credit Union is a federally insured credit union (NCUA charter #4374). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 7.7% of shares and deposits ($7.2M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 10.77%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Sheridan Community Federal Credit Union lists 1 office in 1 city. Most locations:
- Sheridan, WY (1)
Identity & history
Profile
- Legal name
- Sheridan Community Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 4374
- RSSD ID
- 69771
- Primary regulator
- NCUA
- Established
- 1941
- Headquarters
- P.O. Box 708, Sheridan, WY 82801
- Employees
- 12
Quick answers
Sheridan Community Federal Credit Union: common questions
Is Sheridan Community Federal Credit Union NCUA insured?
Yes. Sheridan Community Federal Credit Union is a federally insured credit union (NCUA charter #4374). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Sheridan Community Federal Credit Union's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Sheridan Community Federal Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Sheridan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Cit-Co Federal Credit UnionCredit union Sheridan, WY | 80 out of 100, Strong | $32.9M | 10.4% | 0.51% | vs |
| Campco Federal Credit UnionCredit union Gillette, WY | 77 out of 100, Strong | $227.6M | 11.5% | 0.45% | vs |
| Security State BankBank Basin, WY | 71 out of 100, Strong | $449.1M | 10.4% | 0.22% | vs |
| Cowboy State BankBank Ranchester, WY | 70 out of 100, Strong | $50.3M | 12.4% | 0.91% | vs |
| Buffalo Federal BankBank Buffalo, WY | 70 out of 100, Strong | $202.6M | 10.4% | 0.67% | vs |
| Glacier BankBank Kalispell, MT | 68 out of 100, Moderate | $31.6B | 10.1% | 0.42% | vs |