Side-by-side · Q2 2026 data
Sherwin Federal Credit Union vs Brownsville City Employees Federal Credit Union
Credit union
Brownsville City Employees Federal Credit Union
Brownsville, Texas · Under $100 million in assets
Metric by metric
| Measure | Sherwin Federal Credit Union | Brownsville City Employees Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 83 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 (stronger) | 87 |
| Earnings | 0 | 33 (stronger) |
| Funding & liquidity | 75 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 54th | 72nd |
| Total assets | $6.6M | $6.9M |
| Deposits / shares | $4.3M | $4.6M |
| Capital ratio | 34.44% (stronger) | 31.93% |
| Problem loans | 0.00% (stronger) | 0.40% |
| Net charge-offs | 0.27% (stronger) | 1.56% |
| Return on assets | -1.68% | 0.32% (stronger) |
| Loans ÷ deposits | 85.6% | 46.7% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Brownsville City Employees Federal Credit Union has the higher TellerScore (83 vs 76). On the 6 directional measures above (where higher or lower is clearly better), Sherwin Federal Credit Union leads on 3 and Brownsville City Employees Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.