Side-by-side · Q2 2026 data
Sherwin Federal Credit Union vs Galveston Government Employees Credit Union
Credit union
Galveston Government Employees Credit Union
Dickinson, Texas · Under $100 million in assets
Metric by metric
| Measure | Sherwin Federal Credit Union | Galveston Government Employees Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 32 |
| Capital cushion | 100 (stronger) | 43 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 0 | 0 |
| Funding & liquidity | 75 | 85 (stronger) |
| Problem-loan coverage | 100 (stronger) | 60 |
| Peer percentile | 54th | 1st |
| Total assets | $6.6M | $6.8M |
| Deposits / shares | $4.3M | $6.2M |
| Capital ratio | 34.44% (stronger) | 9.27% |
| Problem loans | 0.00% (stronger) | 3.07% |
| Net charge-offs | 0.27% (stronger) | 0.45% |
| Return on assets | -1.68% (stronger) | -2.81% |
| Loans ÷ deposits | 85.6% | 75.2% (stronger) |
| Uninsured deposits | 0.0% (stronger) | 9.8% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Sherwin Federal Credit Union has the higher TellerScore (76 vs 32). On the 7 directional measures above (where higher or lower is clearly better), Sherwin Federal Credit Union leads on 6 and Galveston Government Employees Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.