Galveston Government Employees Credit Union (NCUA charter #67427) is based in Dickinson, Texas. Its Q2 2026 call report shows $6.8M in total assets and $6.2M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Galveston Government Employees Credit Union scores 32/100, which we describe as low. That is higher than only 1% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 375th. Its strongest component is funding & liquidity (85/100; 75% loans-to-deposits, 10% uninsured), and its lowest is earnings (0/100; -2.81%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 5 points (37 → 32), mostly because the earnings component weakened by 17 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 46 |
| Q3 2024 | 44 |
| Q4 2024 | 61 |
| Q1 2025 | 48 |
| Q2 2025 | 37 |
| Q3 2025 | 37 |
| Q4 2025 | 38 |
| Q1 2026 | 35 |
| Q2 2026 | 32 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 9.19% |
| Q3 2024 | 9.53% |
| Q4 2024 | 9.38% |
| Q1 2025 | 9.60% |
| Q2 2025 | 10.09% |
| Q3 2025 | 10.27% |
| Q4 2025 | 10.48% |
| Q1 2026 | 10.35% |
| Q2 2026 | 9.27% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 1.41% |
| Q3 2024 | 1.95% |
| Q4 2024 | 0.42% |
| Q1 2025 | 1.80% |
| Q2 2025 | 2.90% |
| Q3 2025 | 3.88% |
| Q4 2025 | 3.69% |
| Q1 2026 | 3.71% |
| Q2 2026 | 3.07% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.03% |
| Q3 2024 | 0.22% |
| Q4 2024 | 0.21% |
| Q1 2025 | 0.20% |
| Q2 2025 | -0.08% |
| Q3 2025 | 0.07% |
| Q4 2025 | 0.02% |
| Q1 2026 | -0.74% |
| Q2 2026 | -2.81% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 32 | $6.8M | 9.27% | 3.07% | -2.81% | 75.2% |
| Q1 2026 | 35 | $6.9M | 10.35% | 3.71% | -0.74% | 70.6% |
| Q4 2025 | 38 | $7.0M | 10.48% | 3.69% | 0.02% | 79.5% |
| Q3 2025 | 37 | $7.1M | 10.27% | 3.88% | 0.07% | 81.0% |
| Q2 2025 | 37 | $7.2M | 10.09% | 2.90% | -0.08% | 82.1% |
| Q1 2025 | 48 | $7.6M | 9.60% | 1.80% | 0.20% | 79.9% |
| Q4 2024 | 61 | $7.8M | 9.38% | 0.42% | 0.21% | 81.6% |
| Q3 2024 | 44 | $7.6M | 9.53% | 1.95% | 0.22% | 87.7% |
| Q2 2024 | 46 | $7.8M | 9.19% | 1.41% | 0.03% | 90.5% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Brownsville City Employees Federal Credit UnionCredit union Brownsville, TX | 83 out of 100, Strong | $6.9M | 31.9% | 0.40% | vs |
| Andrews School Federal Credit UnionCredit union Andrews, TX | 84 out of 100, Strong | $6.7M | 28.2% | 0.47% | vs |
| Victoria City-County Employees Federal Credit UnionCredit union Victoria, TX | 80 out of 100, Strong | $7.0M | 14.7% | 0.06% | vs |
| Sherwin Federal Credit UnionCredit union Portland, TX | 76 out of 100, Strong | $6.6M | 34.4% | 0.00% | vs |
| Sweetwater Regional Federal Credit UnionCredit union Sweetwater, TX | 79 out of 100, Strong | $6.6M | 19.5% | 0.11% | vs |
| Highway District 19 Employees Credit UnionCredit union Atlanta, TX | 73 out of 100, Strong | $7.1M | 20.7% | 0.72% | vs |
Deposit insurance
Is my money safe at Galveston Government Employees Credit Union?
Yes. Galveston Government Employees Credit Union is a federally insured credit union (NCUA charter #67427). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 9.8% of shares and deposits ($604K) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 9.27%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Galveston Government Employees Credit Union lists 1 office in 1 city. Most locations:
- Galveston, TX (1)
Identity & history
Profile
- Legal name
- Galveston Government Employees Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67427
- RSSD ID
- 507590
- Primary regulator
- State + NCUA
- Established
- 1933
- Headquarters
- PO Box 1149, Dickinson, TX 77539
- Employees
- 2
Quick answers
Galveston Government Employees Credit Union: common questions
Is Galveston Government Employees Credit Union NCUA insured?
Yes. Galveston Government Employees Credit Union is a federally insured credit union (NCUA charter #67427). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Galveston Government Employees Credit Union's TellerScore?
32 out of 100 (Low), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Galveston Government Employees Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Dickinson
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Synergy Federal Credit UnionCredit union San Antonio, TX | 86 out of 100, Very strong | $334.2M | 15.8% | 0.29% | vs |
| Gulf Coast Educators Federal Credit UnionCredit union Pasadena, TX | 77 out of 100, Strong | $1.3B | 15.7% | 0.90% | vs |
| Capital BankBank Jacinto City, TX | 77 out of 100, Strong | $689.7M | 10.8% | 0.01% | vs |
| Texas First BankBank Texas City, TX | 75 out of 100, Strong | $2.3B | 10.0% | 0.17% | vs |
| HomeTown Bank, National AssociationBank Galveston, TX | 75 out of 100, Strong | $990.4M | 11.3% | 0.04% | vs |
| The Moody National BankBank Galveston, TX | 73 out of 100, Strong | $1.5B | 15.9% | 1.03% | vs |